Critical Software, which is based in Portugal and operates on a global basis, and cognitivo AG from Germany have entered into a strategic partnership, as detailed in a press release. Together, the partners intend to offer a comprehensive solution for payment systems to financial institutions, which covers aspects ranging from the interpretation of regulatory requirements and strategic consulting, all the way through to technical architecture and implementation. The motivation of the two companies is based on their conviction that in an increasingly digital and regulated financial landscape, “the ability to modernize legacy systems, navigate regulatory change, and embrace innovation is no longer optional; it is essential”.

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Critical Software is working with the German firm cognitivo AG
Critical Software and cognitivo join forces for digital payment solutions.
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21st Aug 2025